All your money, all around you.
One view of every account, budgets, regular payments and a recap of the month. Encrypted on your phone so that not even we can see it.
Tell me when Okolo launches
A closed beta comes first, then a public launch in Slovakia, Czechia, Germany and Austria. Leave your e-mail and we will send exactly one message: when Okolo is ready to download.
One e-mail at launch. We never pass the address on and delete it after launch.
What Okolo does
Every account in one place
Banks, cards, cash, broker and crypto wallet. Several currencies converted at the ECB rate of the payment day.
Where the money goes
A ring of spending by category, compared with what is usual for you, and what to notice this month.
Budgets that do the maths
"You can spend today" from what your budgets have left. The 50/30/20 rule and savings goals.
Regular payments
Subscriptions, rent, insurance: Okolo finds them, says what they cost per year and reminds you a day ahead.
Monthly recap
What went out, what stayed, the biggest payment, the most frequent shop. The share card is made on your phone.
Statements from any bank on earth
Banks we connect directly. All others by statement: CSV, camt.053, OFX, MT940 or QIF, processed only on your phone.
Privacy is not a setting, it is the design
No name, no e-mail
Your account is just a number. We need no name, e-mail or phone number to run it.
Encrypted on your phone
Every record leaves your phone encrypted with a key only you hold. The server keeps data it cannot read.
No ads, no selling of data
Okolo is paid for by subscriptions, not by your data. No tracking, no product offers.
Pricing
Free
- Manual entries and statement import from any bank
- Overview, budgets, regular payments, export
Basic
- Payments load from your banks by themselves
- Up to 5 bank accounts
Plus
- Up to 10 bank accounts
- Business payments, receipts and files for your accountant
Launch prices; everything is free during the beta.
Questions
- How does Okolo reach my bank?
- Through a licensed account information service provider under PSD2. You sign in at your bank, never give us a password, and can revoke consent at any time. The server seals bank data for your phone the moment it arrives.
- Which banks?
- At launch, banks in Slovakia, Germany and Austria, with Czechia shortly after. Fio banka works today through its own token. Any other bank in the world by statement.
- What happens to my data when I stop?
- Delete the account in the app and everything disappears from the server. An account with no sign-in for two years deletes itself.
- Who is behind it?
- A small independent team from Slovakia. No investors we would have to sell your data to.